Houses and attached homes across Shellharbour
Flats or apartments are 5% of occupied homes in the Shellharbour council area, below 22% across NSW. Separate houses make up 80%, above 66%, and townhouses, terraces or semi-detached houses 14%, above the state's 12%.
Bedroom counts lean towards the middle and upper end. Three-bedroom homes make up 43%, above 35% across NSW, and four or more bedrooms 41%, above 34%. Two bedrooms or fewer describes 14%, below the state's 30%. On Census night, 5% of private dwellings in the council area were unoccupied, below the 9% for NSW.
Rent and repayments in the Shellharbour council area
Median rent across the council area is $420 a week, the same as NSW, while median household income is $1,647 a week, below $1,829. Worked out on this page from those two medians, rent equals 26% of the median income of all households, renters or not, above 23% for the state. The median mortgage repayment is $2,114 a month, below the state's $2,167.
Paying off a mortgage describes 37% of households in the Shellharbour council area, above 33% across NSW, and 34% own outright, above 32%. Renting is less common, at 27% of households, below 33%. Of those renting households, 60% rent from a landlord recorded as a real estate agent, below the state's 69%.
Shellharbour's people
The Shellharbour council area was home to 76,271 people at the 2021 Census. Its median age of 39 years is the same as the 39 across NSW, and an average household holds 2.6 people, the same as the state's 2.6. On these two measures, the council area matches New South Wales.
Of people aged five and over in the Shellharbour council area, 58% lived at the same address five years earlier, above 54% across NSW. That share comes from one 2021 question about where each person lived in 2016.